Long-term care (LTC) planning is an important part of a personal financial plan. As we age, the likelihood of needing LTC increases and the average cost of home care is $43,000/year or more according to the U.S. Department of Health and Human Services. Your health insurance, disability, and Medicare do not cover most LTC costs.
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70% of Americans over 65 will need long-term care at some point*
How the Policy Works
Frequently Asked Questions
Long-Term Care Insurance
Protect your retirement assets
John Hancock and Genworth Policyholders: Please note this new plan offering has no impact on your current Long-Term Care Insurance policy, however; you have the opportunity to buy an additional policy to supplement your current coverage.
If you have additional questions or would like to compare coverage, contact your LTCI enrollment team for assistance.