Rest assured knowing a plan is in place
Policies are fully portable and guaranteed renewable

Long-Term Care Planning is Important

Rates will be more expensive in the future
Discounts are available for your spouse/partner

Why you shouldn't wait to apply...

Long-term care (LTC) planning is an important part of a personal financial plan. As we age, the likelihood of needing LTC increases and the average cost of home care is $43,000/year or more according to the U.S. Department of Health and Human Services. Your health insurance, disability, and Medicare do not cover most LTC costs.

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Questions? Call (888) 417-7811
Monday - Friday, 8:00 am - 5:00 pm CST

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70% of Americans over 65 will need long-term care at some point*

How the Policy Works

Frequently Asked Questions


Review the most frequently asked questions. 

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Long-Term Care Insurance 

Protect your retirement assets

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Plan Benefits

Building a plan is easy! Click below to learn more. 

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John Hancock and Genworth Policyholders:  Please note this new plan offering has no impact on your current Long-Term Care Insurance policy, however; you have the opportunity to buy an additional policy to supplement your current coverage. 

 If you have additional questions or would like to compare coverage, contact your LTCI enrollment team for assistance.